Get paid before you leave the driveway
Take money at every step of the job, straight into your own Stripe account, with one ledger showing what's paid and what's still owed.
SmartFlo takes card payments at each point a job earns money: a survey fee to confirm the booking, a deposit when the quote is signed, and the balance on the doorstep with a QR code at sign-off. Every payment is recorded against the job number, so you can see paid and outstanding in one place and push it to Xero or QuickBooks.
Every point you can be paid
Survey fee
A payment link sent with the booking; the survey is only booked once it's paid.
Quote deposit
The customer signs and pays the deposit in one go.
Doorstep balance
Show a QR code at sign-off; they pay by card, Apple Pay or Google Pay.
Chasing what's owed
Flo lists unpaid balances oldest first and drafts polite chasers with a pay link for you to approve.
Money you can trust
A job is only marked paid when the card payment is confirmed, or when someone in the office confirms cash or a bank transfer has landed. Nothing shows as paid before the money arrives.
Apps that take payment
Messy brief in, signed and part-paid proposal out — margins applied automatically.
Dispatch a job, and your fitter captures photos, checklists and the customer's signature on their phone — signal or no signal.
Your surveyor photographs the site on their phone, signal or no signal, and AI reads every shot for defects, risks and the materials the job will need — then the quote writes itself.
See how it worksInvoice a main contractor from the van in under a minute — labour, materials and the CIS deduction split correctly.
Take bookings and deposits on your website around the clock.
Common questions
Whose Stripe account is used?
Yours. Payments go straight to your own account.
Can I still take cash or bank transfer?
Yes. The office confirms it once received, and only then does it count as paid.
Does it go into my accounts?
Yes. Connect Xero or QuickBooks once in Settings.
Try it free for 14 days
No card needed, and unlimited users at no extra cost.